Windshield Replacement: What You Need to Know About the Insurance Claims Process

The windshield of your car is constantly at the risk of damage. As soon as you notice a crack or a chip, you should immediately assess the situation to ensure a safe drive. The more you delay the replacement of a windshield, the greater the chances are of serious damage to your vehicle.

Full insurance coverage coupled with a lower deductible, can protect you from the hefty costs of a windshield replacement.

A car’s windshield replacement or repairs generate more insurance claims than any other repair on a car. You need to choose the right insurance policy to cover the costs should your windshield become damaged.

Here are a few things you must keep in mind before choosing an insurance company:

Make Sure you don’t settle for a company you don’t trust!

If you talk to your insurance agent and he/she recommends the name of a big glass repair company —you should know that you are not obliged to follow their recommendation. Although some insurance companies do work with a single company, they cannot pressure you to choose the service of one particular shop. Small businesses take a hit with the practice and many quality repair shops struggle to acquire more business.

You have the full authority to choose your own auto glass repair company. But you just have to make sure that the company you choose accepts your insurance. So do thorough research before choosing insurance for your car – and if it covers windshield replacement – to rid yourself of all windshield replacement worries!

Choose A Reliable Auto Glass Repair Company

The repair shop you choose must have good credentials and technicians trained to carry out a proper windshield replacement.

The process of repairing and replacing a windshield is extremely delicate and requires the use of certain tools and proper practices to ensure a quality fix.

You should choose a repair shop certified by the Auto Glass Safety Council, which adheres to all manufacturers’ installation requirements.

Understand What Your Insurance Covers

You should read your insurance policy carefully before even thinking to choose an auto glass repair company. If you are unable to understand the jargon, feel free to get in touch with your agent to understand what all the insurance covers.

Remember if you have a comprehensive insurance plan it should cover the replacement with all you having to pay is your deductible—including a windshield replacement in cases of a break-in or theft.

Check the Quality of Your Windshield

The quality of a windshield varies from one manufacturer to the other. You need to make sure that the manufacturer you choose has quality windshields.

You can ask the auto glass repair company and inquire about the glass they will use for your vehicle before deciding on one. A good windshield should last you for years without having to be replaced.

Consider the Glass Repair Company’s Reputation

Before deciding on a company, check the reputation of the manufacturer and go over customer reviews. Auto glass replacement is a highly specialized field that requires a lot of training and expertise.

It is better to go with a company that has a good reputation. You also need to assess the experience of their employees, hire a company that takes the time to train each employee before sending them out to do a job on your car.

What to Do

A windshield replacement is often tricky and insurance companies do their best to pin it on the owner of the vehicle. You should thoroughly understand the insurance policy and ask specific questions to understand what is covered and what is not.

Most insurance claims for windshield replacement occur due to theft or a break-in. It is always a good idea to discuss the coverage of all claims and your deductible with your insurance agent before choosing one.

Sometimes you are able to settle on an insurance policy with a little to no deductible without raising your monthly premium too much.

Transparency Auto Glass delivers the best service to its customers. We accept all major insurance and can help fix your car in no time.

Our expert technicians can guide you on the best repairs for your vehicle. Get in touch with us today!